Canadians with Disabilities: What You Should Know About Access to Credit – Vestigo Finance

Debt can be risky if you have a disability since it’s harder to work and earn income to repay your debt, and the risks are higher. These are serious financial difficulties that most Canadians encounter at some point in their life. However, when you are borrowing funds for people with disability, your situation can be… Continue reading Canadians with Disabilities: What You Should Know About Access to Credit – Vestigo Finance

How Does Credit Repair Work? – Vestigo Finance

Has your application for a loan or credit card been rejected? Look at your FICO score to understand why. It is one of the most important indicators of financial health. It should reflect your reliability as a borrower. Sadly, when the total is too low, loans become too expensive or difficult to get. Credit repair… Continue reading How Does Credit Repair Work? – Vestigo Finance

3 Ways to Improve Your Credit Score and Maintain the Same – Vestigo Finance

When you have a good credit score, it is you to benefit from the same. It will let you pay lower rates of interest on your loans and credit cards. You will also save your hard-earned dollars on insurance as well as security deposits when it comes to smartphone service and utilities, provided you have… Continue reading 3 Ways to Improve Your Credit Score and Maintain the Same – Vestigo Finance

Five Steps to Start Building Credit After Bankruptcy – Vestigo Finance

Bankruptcy can make you feel like you are totally off track with your finances. Going through the bankruptcy process is not the end of financial health and security. It may lead to considerable distress and a feeling of failure. However, there is an opportunity to get back on an excellent financial footing by being intentional… Continue reading Five Steps to Start Building Credit After Bankruptcy – Vestigo Finance

How to Remove Closed Student Loans from Credit Report – Vestigo Finance

Student loans on your credit report may affect the FICO score negatively. If you are thinking of removing them, it is not always possible. When the information is accurate, you can only wait until it ages off the records. If you have never taken out the student loan in question, or its details are flawed,… Continue reading How to Remove Closed Student Loans from Credit Report – Vestigo Finance

Credit unions to be added to price comparison websites – Vestigo Finance

A recent announcement, by Experian, the UK’s largest credit reference agency will see credit unions being added to their panel of lenders.  Although functioning as a credit reference bureau and a way for individuals and companies to check credit scores, a large part of the business is acting as a loans broker for those looking… Continue reading Credit unions to be added to price comparison websites – Vestigo Finance

How Can I Repair My Credit Myself? – Vestigo Finance

If your loan applications are turned down, take a close look at your borrowing history. Lenders use FICO scores to assess reliability. Any total less than 760 makes borrowing difficult. If you are approved anyway, the interest rate is always higher than you expected. But what if you have been a responsible borrower before? The… Continue reading How Can I Repair My Credit Myself? – Vestigo Finance

How to Repair My Credit Score – Vestigo Finance

Has your application for a loan been rejected? Are lenders offering higher interest than you hoped for? Your FICO score must be to blame. Unfortunately, not only people with bad credit come across as risky borrowers. Mistakes on credit reports drag down the total, making loans inaccessible or expensive. Here is the good news: they… Continue reading How to Repair My Credit Score – Vestigo Finance

Navigating Credit Score API – Vestigo Finance

Your bank or institution must have credit reporting needs, or you would not be researching credit score API. Even if you are not that familiar with all of the possibilities of an API and what a credit report API can do for your institution as well as your consumer products, that’s okay. We can all… Continue reading Navigating Credit Score API – Vestigo Finance